Options designed to help you meet your fiduciary requirements
Investment Strategies
THE ZACKS 401(K) PROGRAM PROVIDES your participants access to investment strategies provided by one of the industries premier investment management boutiques. Our investment strategies are free from the conflicts of interest and biases often associated with Mutual Funds.
Our automatic tactical asset allocation among equity styles enables Zacks to deliver continuing performance in U.S. Equity portfolios. Our portfolio managers are guided by the changing focus of our quantitative models to quickly shift assets among large, mid, and small cap stocks as well as growth and value stocks. This results in a multi-cap, active management approach which we believe is responsible for our exceptional track record in managing U.S. Equity portfolios.
Our active management approach means we monitor the strategies on a daily basis, and identify opportunities and trouble spots quickly. Instead of the "buy and hold" mentality, we have a strong buy and sell discipline.
Zacks Consensus Based Lifecycle Investing
A COMMON FRUSTRATION heard from plan sponsors is that the allocation and investment strategies of the lifecycle vendors are "all over the place." By definition, the majority of actively allocated lifecycle funds will under-perform a passive index. Further, the allocations that may be appropriate for one age group at a company may be detrimental to another. In contrast, the Zacks consensus-based allocation methodology leverages the collective estimates of the nation's best allocators and then accordingly determines the optimal blend of Zacks strategies for your plan participants. This methodology provides consistency across age groups, and can help reduce the fiduciary responsibility from you, the employer.